Rates and Payment
My office policy is that payment is required at or before the time of service. When your appointment is booked online, you will be asked to submit your credit card number. This will secure your appointment time (just like you do with a hotel reservation!). Your credit card will not be charged until we meet.
If you are utilizing insurance, your credit card will only be charged the copayment that is listed on your insurance card. We will discuss this further when we have our first meeting.
I accept all major credit cards including Visa, MasterCard, American Express, and Discover Card. I'm also able to accept a chip card, magstripe card of contactless payments like Apple Pay . You may also pay for services with cash on the day we meet if you prefer not to charge your credit card. You may also prepay for your counseling sessions through PayPal by clicking on the PayPal button on this website.
Our first meeting is called an "Initial Assessment". Initial Assessments for children, teens and adults is approximately ninety minutes and costs $217.50
The fee for a 50-minute counseling session is $145.00. An extended counseling session of an ninety minutes is also available for $217.50. Additional time may be requested ahead of time and as scheduling allows with special arrangements. Just send me an email if you think you need a special, more lengthy session.
Couples counseling and family counseling take longer because there are more people involved and because of the complexity of the issues. The fee for a 90-minute session is $217.50.
Phone consultations will be billed at the normal rate and must be scheduled ahead of time.
You may schedule an appointment HERE.
In the event of a no-show for your planned appointment, your credit card will be charged the cost of the service that you reserved.
Appointments that are not cancelled within 24 hours of the appointment will be charged the cost of the service that you reserved.
You must be aware of certain issues concerning the utilization of insurance for counseling services:
1. Billing insurance means that your treatment will be considered "medically necessary." Therefore, I will have to give you a psychiatric diagnosis. This information will go on your health record and could have repercussions for you later in life. Once you have begun counseling, your counseling sessions must be "justified" (you must be "sick") in order for insurance to continue to pay for your sessions. Most people who come to me for counseling are not "sick," but are instead struggling with general life issues.
2. More often than not, insurance will not cover marriage counseling.
3. Your confidentiality is at risk when using insurance. Several people receive and review your records. Information is often transmitted through the Internet.
4. Additionally, involving insurance will compromise our ability to make decisions about your treatment. Often, people who do not know you will decide whether you may have counseling or not.
I am currently a provider for the following insurance companies:
Prime Health Services PPO
Beech Street Network
Integrated Health Plan
Out of Network Reimbursements
Since I chose to be affiliated with very few insurance plans, you will need to contact your insurance to confirm whether you have the option to use out of network mental health benefits if your insurance is different from those listed above. Often, insurance companies are willing to pay for an out of network provider and they may be willing to agree to a special contract with me under certain circumstances. If you aren't sure whether this is an option, please contact your insurance carrier. Ask them if they will "reimburse for an out of network provider". If they will do this, you will pay me as we go at the time of service just like I described at the top of this page. Then, my billing staff will supply you with the necessary paperwork that you will need to submit the request for reimbursement of services to your insurance provider.
The benefit of this "out of network provider" scenario is that I am not required to supply information to the insurance company about the content of our sessions so confidentiality is preserved. Your privacy is protected and you get reimbursement that will hopefully cover the majority of the cost of your counseling. Each person's insurance policies are different and specific rules may apply to you, so please research this before coming to an appointment with me. It is important for you to understand what is possible based on your policy.
Questions? Please contact me for further information.